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Guaranteed Interest Rates


When you purchase a fixed annuity from First SunAmerica Life Insurance Company, your purchase payments (premiums) are guaranteed to earn an initial interest rate for a certain period of time.

  • The initial interest rate may include an interest enhancement.

  • When the initial interest rate guarantee period expires, a new rate will be declared periodically. First SunAmerica will renew your annuity at or above the minimum interest rate stated in your contract. And that’s regardless of future economic conditions.

  • All rates are annual effective rates. To achieve the rate annually, funds must remain in the annuity (without any withdrawals) each year.

  • Interest crediting begins the same day the money is deposited into the First SunAmerica account.

  • Since there are no up-front sales charges or administrative fees with fixed annuities, you receive interest on 100% of each purchase premium.

  • All guarantees are subject to the claims-paying ability of First SunAmerica Life Insurance Company.

Note that additional payments made after your original purchase payment will earn the competitive rate in effect at the time of receipt.